Letter

7 posts Page 1 of 1
Post Reply
 
 

Shining

User avatar
Posts: 27019
Joined: Thu Sep 20, 2007 8:57 am
Location:
Post by Shining » Mon Oct 17, 2011 5:44 pm
Quote
Just got in from work to a nice letter telling me my mortgage SVR is increasing - not because the Bank of England base rate has increased it's because of increased funding and capital costs of running my mortgage and they need to reflect the higher cost in their SVR! Just when you think things are going well...........bang! I can manage the increase of £15 per month just! Review time in February so will have to add it on then. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
Top
 
 

mattyboy

User avatar
Posts: 390
Joined: Thu Jul 21, 2011 10:57 am
Location: United Kingdom
Post by mattyboy » Mon Oct 17, 2011 6:03 pm
Quote
I hate those letters, especially when they try to word them like good news!
"Just when you think that you can make ends meet, somebody moves the ends."
Top
 
 

kallis3

User avatar
Forum Expert
Posts: 77177
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom
Post by kallis3 » Mon Oct 17, 2011 6:16 pm
Quote
That's not good Lesley!! Must admit that I've never had that happen.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
Top
 
 

Shining

User avatar
Posts: 27019
Joined: Thu Sep 20, 2007 8:57 am
Location:
Post by Shining » Mon Oct 17, 2011 6:40 pm
Quote
and it gets worse but not financially.....one of the dogs decided the lavender bush was a good place to sleep and that's all squashed when I went outside to groom them! now the iron station has packed up but that is insured so just inconvenient! can't be anything else surely I only left work at 5pm!
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
Top
 
 

kallis3

User avatar
Forum Expert
Posts: 77177
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom
Post by kallis3 » Mon Oct 17, 2011 6:44 pm
Quote
That should be your three now!!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
Top
 
 

MelanieGiles

User avatar
Industry Expert
Posts: 47612
Joined: Tue Jan 09, 2007 10:42 am
Location:
Post by MelanieGiles » Tue Oct 18, 2011 2:33 am
Quote
Only 15 months to go now Lesley - you are very much on the home run now. Can't believe how quickly it has gone!
Regards, Melanie Giles, Insolvency Practitioner
Top
 
 

Shining

User avatar
Posts: 27019
Joined: Thu Sep 20, 2007 8:57 am
Location:
Post by Shining » Tue Oct 18, 2011 7:11 am
Quote
Oh I know Melanie, looking back it's gone very quickly, don't think I'd be where I am today without your help and understanding during the IVA though Melanie, needed a great IP to keep me on track. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
Top
Post Reply
7 posts Page 1 of 1
Return to “mortgages”