Hi if anyone is thinking of an IVA do it, we finished our last payment and are now debt free thank you DFD you have been amazing thank god this is over and we can start living again good luck to everyone that is starting out on one or is in one you can do this [:)] xxxxx
An IVA certainly isn't the easy way out some people think, but is certainly worthwhile in the end.
Many of us ( me included) get annoyed and irritated by certain aspects or twists in the road, but I think we soon forget the torment financial life was just before the IVA. But, as you say -- we get there in the end!
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014