I've just checked my bank account and the last payment has gone! I'm so happy - it's been 6 very long years with plenty of up's and down's but I've finally made it.
To everyone who has made the giant but positive step to start an IVA I wish you all the best. It's a long journey for most of us but worth it to sort out your finances and your life.
Thanks must go to this forum - its been such a support for me. I've not posted much but have enjoyed the fact that if I had a question it was sorted out very quickly by our experts and just some positive encouragement from members has often done the trick to reassure me.
Thanks to my bf and family who have supported me so much during my IVA.
I'm off to work now - had boooked a week off to enjoy this feeling but IP said I could finish a month early as account could be settled sooner than I thought.
What a,lovely post and congratulations on finishing, must be a great feeling.
Good luck in the future and,let us,know how you are getting on.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Thanks - yes its a wonderful feeling!I will keep you informed as I've read it can take a while to get the completion certificate but will keep u posted!
Well done and congratulations from me too JG, what a lovely start to the new year, this year so far is going very quickly and whilst i shouldn't be wishing my life away i can't wait for September to arrive. Good luck now that you are on the debt free avenue. xx
Om shanti, namesté, good luck to all who are embarking on the IVA journey, it isn't always an easy one but the outcome is the best.
IVA COMPLETED August 2012, received Completion certificate 18.4.13.
Congratulations and well done,I only have till March 12th then I am done cannot wait, When the dust is settled I am going book a nice holiday in the sun, Again well done.
Congratulations and well done,I only have till March 12th then I am done cannot wait, When the dust is settled I am going book a nice holiday in the sun, Again well done.
Thank-you everyone for such lovely comments. I will keep the forum informed of progress with the completion certificate. I'm having a quiet nite in as my boyfriend is working nites but hopefully tomorrow I will get to spoil myself a little and celebrate.
During my IVA lots has happened including losing my dad, he committed suicide which was so sad. He helped me lots when I was raising my son on my own - son's dad never paid any maintenance so thats the main reason I ended up having to have an IVA. So tomorrow I'm off to the his grave to tell him I've paid the final payment.
I've got the weekend off so I'm going to chill out and enjoy it - I hope everyone else gets some time of too this weekend.