Kitchen!!

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Alys78

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Post by Alys78 » Sat Dec 10, 2011 7:00 pm
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We only just have our IVA approved and me and hubby are trying to set our selves somes goals. The fist being a new kitchen. We estimate that we can do it for £1000 and hope to save a little each month. My question is can our IVA provider take this money from us? I don't want to save up for nothing!!
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Julie

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Post by Julie » Sat Dec 10, 2011 7:08 pm
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Hi Alys,

It's great to have goals, will help keep you focused during the IVA. If you can make some savings on your expenditure, then its yours to do whatever you want. Some posters have managed to save for a holiday.

God luck with the plan x
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kazzafunk

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Post by kazzafunk » Sat Dec 10, 2011 7:11 pm
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No you can save from your allowances. Don't be too upset however if some months you cannot save at all. I thought we'd have money each month, but it hasn't worked out like this for us.

But go for it - makes you more frugal when you have a goal.
Kazza

Please visit my blog:
http://kazzafunk.blogs.iva.co.uk/

IVA completed 21/03/2012
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plasticdaft

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Post by plasticdaft » Sat Dec 10, 2011 7:12 pm
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Get it saved up,goals are an absolute MUST during the course of an iva!!

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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kallis3

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Post by kallis3 » Sat Dec 10, 2011 7:37 pm
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Any savings you can make are yours to do with as you wish.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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MelanieGiles

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Post by MelanieGiles » Sun Dec 11, 2011 10:08 pm
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And savings are absolutely essential whilst in an IVA, as a contingency fund for when things go wrong and you need to replace something essential.
Regards, Melanie Giles, Insolvency Practitioner
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