Just Starting on IVA route

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worriedgirl

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Post by worriedgirl » Sun Apr 06, 2008 8:32 pm
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I am 24K in debt with 4 creditors TSB, Halifax, Citibank, Cahoot. I have £200 to pay into IVA wht are the chancers of acceptance.
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MelanieGiles

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Post by MelanieGiles » Sun Apr 06, 2008 8:38 pm
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Hi there worriedgirl and welcome to the forum

You are offering a low contribution, but apart from that there ought to be no reasons why an IVA cannot be proposed.
Regards, Melanie Giles, Insolvency Practitioner
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worriedgirl

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Post by worriedgirl » Sun Apr 06, 2008 8:43 pm
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Thanks Melanie


Does my low contribution mean a probable negative outcome? What are your experiences of my creditors?
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MelanieGiles

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Post by MelanieGiles » Sun Apr 06, 2008 9:29 pm
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Your creditors are fine, and just because you have a low contribution this does not mean that an IVA is not an option for you.
Regards, Melanie Giles, Insolvency Practitioner
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worriedgirl

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Post by worriedgirl » Sun Apr 06, 2008 9:46 pm
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thanks Melanie

I have completed an on line IVA enquiry form for you so will await to hear from you
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angela18

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Post by angela18 » Sun Apr 06, 2008 9:48 pm
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it was tina who called us. she is lovely as well. Good luck!! have all your info there as she goes through everything, i was up and downstairs when she called and spoke to hubby!!
Ang.. 13 payments in.. WOW, thats over 20% paid!! http://angela18.blogs.iva.co.uk/ well here we go

if you wish for a rainbow... then you have to put up with the rain xx
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MelanieGiles

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Post by MelanieGiles » Sun Apr 06, 2008 9:52 pm
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My Client Service team will follow up your enquiry tomorrow, worriedgirl and will advise you as to all of your options and explain the advantages, disadvantages and implications of each one.
Regards, Melanie Giles, Insolvency Practitioner
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