Hi Mike - glad to see that the FJ team will get on the case for you as the I&E is the root of everything - if that is not set right it makes for an unstable time ahead. Depending on the terms of your IVa changes can be made within 15% of the original amount without approval from your creditors however your RM will advise you what can be done.
Hope you get to a more realistic position - keep us posted how you get on.
Regards,
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.
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KAYKAY you're so clever. All I wanted to do was stick a few gold stars on a cake and I didn't even stick them artfully and then the gold spill and it looks so funny! I always thought Christmas cake was expensive but gave up on the idea of baking one when I totted it up to about £40 including having to buy the tin!!
BOL - Don't buy a cake tin, unless your going to use it often. Hire one from a shop (you can do this for about £2 for a weeks hire). Sorry for hi-jacking this post, it's just that BOL made me chuckle and I have visions of gold smeared randomly across a bright white cake.
Mike..hope from the suggestions above, you find a way to make Christmas not too far from the norm.
