Just received a 'cold caller' letter. Wasn't aware information about my IVA was in public domain.

[Niobe]

I would imagine that unless someone tells the IS then they won't update anything other than to remove the record once the IVA/BR is completed.

[lem]

I have had an issue just this week at work regarding this.

I have been looking after a patient who has had significant debt worries which he has been trying to deal with whilst on my unit. Unfortunately he has now told me he is in a DRO and whilst using his laptop on the unit has discovered I am on there with an IVA! this brings allsorts into question as the fact he now has my full home address aswell which causes a lot of issues from a professional perspective, I have not admitted to the patient it is me but I was so shocked that it is obvious that I was bluffing.

What can I do about this? my employers don't know and noone at work knows but my stress levels have now gone through the roof wondering if he has told any of my colleagues

[Spanna1310]

Oh dear thats not good, i have a violent ex husband who doesnt bother with the children and his mother works at an insolvency practioners in Birmingham and when we move i dont want them knowing anything about us - where we are - telephone numbers - nothing. im hoping this can be put to the courts as we are in danger by him.

[Niobe]

The only reason they will consider leaving the address out is if it constitutes a danger to the person.

Spanna - I doubt that your address would be updated whilst in an IVA but please speak to your IP about this.

Telephone numbers won't be on there at all and please make sure that you go ex directory.

[MelanieGiles]

Spanna - don't worry about this. We can make an application to Court to stop your personal details being disclosed on the register - but remind Marc of this at the time of your creditors meeting so we don't do it automatically.

[Lucyl]

If your mother in law looks at records that she shouldn't be it would be a serious data protection breach and could cost her her job and a hefty fine. For info that is in the public domain it is not so simple, and steps to withold your address need to be taken.

[Foggy]

That's the problem, lucyl, the register is public domain, so MIL can look as much as she likes (as she knows of its existence).

[MrsR]

Silly question, but why do our details disclosed anyway ? I know it is so that perhaps creditors can check etc, but I sometimes feel that those taking to steps to resolve their debts have enough to deal with !

[Niobe]

Unfortunately they are there - Andy did a petition some years ago to try and get it removed but was unsuccessful.

[TheMatrix]

Yes enough information in the public domain on the register to identify anyone if they have your name and general location it's a risk.

Although phone numbers are not on the register it would be a simple case of calling Directory Enquiries and if your number is listed for these scumbags to call you. Best go ex-directory.

I don't agree with the insolvency register being made available over the internet to everyone. It should be locked down to those who really need to know these details and properly regulated as such to stop all marketing.

Good luck in getting your details removed if going down the court route, hope it works for you.

[MrsR]

I agree Thematrix,

My main concern with t is the possible fraud aspect- granted our credit ratings are shot at the money, but name, address and DoB ??

[TheMatrix]

Exactly, and CIFAS wont do Protective Registration for soley being on the IR.

Go figure that one.