Just had the best phone call today

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hammer1

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Post by hammer1 » Fri Dec 11, 2009 7:20 pm
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As some may remember I had to cancel my last month (December) payment due to lack of funds, when I was what was thought coming to an end to my IVA. I spoke to Mazars and they said it was fine and would be sending letter to extend it 1 extra month.

This action must of got them to look into my IVA, as I received a call today to say my IVA should have been completed in October [:D][:D]

The lady said this is because I was paying prior to the IVA being agreed and set up (I think it may be because it was a 60 month IVA instead of a 63, I have yet to look at my document to check).

Anyway she had said they owe me a payment which is £350 and will be sent on the next 2 weeks[:D][:D]

Now I have complained about Mazars in the past due to a very lack of costumer care, but I do not care now (though they have informed me the completion will take a max of 2 months).

How about that for a fantastic Xmas present, and to think I will get £350 just before Xmas.

I am now out of debt, have cancelled my standing order and will have an extra £350 in my account each month.

Oh happy days
Not sure what happened but I am all paid up and finished...they even owe me money now :)))
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MelanieGiles

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Post by MelanieGiles » Fri Dec 11, 2009 7:30 pm
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I suppose the only think there is left to complain about then, is the fact that it took them so long to pick up on this fact - but what nice suprise for you just before Christmas.

Well done on completing the IVA - it must be a great feeling to be finally debt free!
Regards, Melanie Giles, Insolvency Practitioner
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Adam Davies

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Post by Adam Davies » Fri Dec 11, 2009 8:10 pm
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Hi
What a lovely surprise
Regards
Andam Davies
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MelanieGiles

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Post by MelanieGiles » Fri Dec 11, 2009 8:14 pm
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Andy are you still in the US?
Regards, Melanie Giles, Insolvency Practitioner
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Julie

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Post by Julie » Fri Dec 11, 2009 8:15 pm
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Thats fantastic hammer1!

Have you thought about writing a blog about your whole experience, I'm sure it will help others.

Well done you! Have a very merry Christmas xx
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kallis3

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Post by kallis3 » Fri Dec 11, 2009 11:32 pm
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Brilliant news hammer - and just in time for Christmas.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Lisa2009

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Post by Lisa2009 » Sat Dec 12, 2009 12:04 am
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Exellent news!
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


Nil carborundum illegitimi
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moretolife

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Post by moretolife » Sat Dec 12, 2009 1:01 am
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it seems to be a day for celebration...well done
IVA completed 11th Dec 2009 due to a Full and Final with the fantastic help of Michael Peoples and
Mc Cambridge Duffy

Visit my blog...Journey from Debt to Life Post IVA
http://moretolife.blogs.iva.co.uk
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merrypotter

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Post by merrypotter » Sat Dec 12, 2009 9:13 am
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Brill, congrats on ur completion
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Shining

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Post by Shining » Sat Dec 12, 2009 11:28 am
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Fab news and what a surprise! Enjoy your debt free future. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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debtmountain

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Post by debtmountain » Sat Dec 12, 2009 11:49 am
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[:D]..That's fantastic news, hammer1.., Just in time for Christmas as well, so you can really Celebrate..Wishing you lots of luck for the future, hope you have a lovely Christmas too..xx[:)]
IVA accepted 13/11/2008..17 payments down,55 to go..
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Skippy

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Post by Skippy » Sat Dec 12, 2009 6:10 pm
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Brilliant news Hammer, especially just in time for Christmas x
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MRBLUESKY

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Post by MRBLUESKY » Thu Dec 17, 2009 9:52 pm
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congrats hammer great news.
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Cath

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Post by Cath » Thu Dec 17, 2009 9:54 pm
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Excellent news hammer and here's to a great Christmas xxx
7 year IVA completed in December 2016 - there is light at the end of that tunnel
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