1st off.. Just to let you know.. Ive decided not to go through bankruptcy & stay with my Iva im on..

I'm sure i can manage.. Thanks for all your Advice on that matter
But anyhows.. My main Question..Dont laugh..

Dunno why you would but there you go.. lol
I was thinking about joining the gym + I was wondering if its still possible to pay by direct debit each month while im on an Iva if i could manage to put aside some money to cover the price each month??
I know for a fact things like finance etc are deffo a no no now.. until my Iva has cleared anyway after the 5yrs.. Not that id ever want to do finance, Loans credit cards ever again! And i mean NEVER!!
So if anyone out there does pay direct debit payment on a gym membership & knows that it is possible.. could you let me know..
Cheers all the best from Clive

A bank is a place where they lend you an umbrella in fair weather and ask for it back when it begins to rain