Morhergoose, please done be afraid to ask for a income & expenditure review, you can have as many as you require during a IVA. My first review was carried out 8 months into our IVA & it's was due to a pay rise & not being able to afford our basic needs, which were food, gas, contingency funds & areas of expenditure we had not thought of. We still went on to have our yearly review at 1 year, then we needed another review half way through year 2 because we were still struggling.
It is hard to adjust & build up contingencies, something I've still never managed but for reasons beyond my control that's happened to us in our IVA, but you will get there. But please don't struggle or wait, there's no harm in asking x
Last edited by
MrsKnight on Tue Jan 29, 2013 4:27 pm, edited 1 time in total.
Final IVA payment made in April 2013, never ever thought we could do it or get through it but we did! X
An IVA.co.uk Mentor is someone sharing from their experiences of dealing with debt
Lyns x
