We compleated our iva back in january and are now 8 months into it,
We had debts around the 28k mark in credit cards,loans,and overdrafts,each month we were falling more and more into debt,i decided to look into these adverts that i have been seeing(wipe of your debts)after researching these i found alot of them to be companies that put you through to another company and take a fee,i then looked on this website and looked into a few insovancy practitioners,in the end i decided on melanie giles,(the iva advice bureau)as i saw lots of postitive reviews and feedback on the site aswell as others,quite possibly this could be one of the best decisions in my life that i had made.
I filled out an online form from the website
www.melaniegiles.com and soon recived a call back,the staff were very helpfull and ran through a list of options that would be open to me,at no time did i feel pushed into somthing that i did not want to do,i decided upon the IVA and whithin 3 months my iva had been accepted,the only work invovled by myself was filling out a few forms and returning them,evreything else was handled by the staff,their are no meeting to attend,and evreything is done via letters and phone,my payments are now £230 per month,and i am now in controll of my finances the reason behind me writing this is because i was unsure of the process of an IVA,but from the moment i contacted them they handled the entire process making it straight forward and easy,and its all thanks to melanie giles and her staff.If your thinking of an IVA i would deffinatley give them a ring,even if its just for an informal chat or advice.
