IVA statement of affairs

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klutter

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Post by klutter » Sun Jan 01, 2012 9:38 pm
Hi guys

I was just wondering if anyone here who has signed up to an IVA could tell me if the the IP or anyone else asks about fraud or dishonesty convictions when signing up

Would a criminal conviction for fraud (dishonesty) cause problems with the IVA process?

Thanks in advance
 
 

Shining

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Post by Shining » Sun Jan 01, 2012 9:41 pm
Hi, I'm not sure of the answer to this but one of our experts/IP's will know. Keep it bumped up for you x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

kallis3

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Post by kallis3 » Sun Jan 01, 2012 9:44 pm
Can't remember what we were asked for but I imagine a conviction for fraud and/or dishonesty wouldn't go down well with an IP.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

plasticdaft

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Post by plasticdaft » Mon Jan 02, 2012 12:56 am
At the end of the day creditors make a commercial decision based on what they expect to get back. How long ago was the conviction?

I dont think it will matter much to be honest. Contact a few firms and be upfront about it and see how it goes.

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
 
 

kazzafunk

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Post by kazzafunk » Mon Jan 02, 2012 8:31 am
I don't think we were asked when we applied for our IVA.
Kazza

Please visit my blog:
http://kazzafunk.blogs.iva.co.uk/

IVA completed 21/03/2012
 
 

Foggy

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Post by Foggy » Mon Jan 02, 2012 10:19 am
Can't say we were asked, but, on reflection, as an IVA does have a large element of trust involved, it is a pertinent question. As long as your IP feels that you are being upfront and totally honest with him / her, there should be no problem. After all, we ALL make mistakes.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

luluj

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Post by luluj » Mon Jan 02, 2012 1:38 pm
We were not asked at the outset of our IVA.

The fact you are looking forward and wanting to clear your debts then this positive and should not have an impact on any past misbehaviours.
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
 
 

MelanieGiles

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Post by MelanieGiles » Mon Jan 02, 2012 9:50 pm
Does the fraud relate to a debt you are looking to include into your IVA? If so, then you will need to discuss the matter with your IP. Earlier convictions for such offences are unlikely to be of great interest to your IP, unless they continue to have some effect on your ability to earn an income for instance.
Regards, Melanie Giles, Insolvency Practitioner
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