I was just wondering if anyone here who has signed up to an IVA could tell me if the the IP or anyone else asks about fraud or dishonesty convictions when signing up
Would a criminal conviction for fraud (dishonesty) cause problems with the IVA process?
Can't remember what we were asked for but I imagine a conviction for fraud and/or dishonesty wouldn't go down well with an IP.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Can't say we were asked, but, on reflection, as an IVA does have a large element of trust involved, it is a pertinent question. As long as your IP feels that you are being upfront and totally honest with him / her, there should be no problem. After all, we ALL make mistakes.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Does the fraud relate to a debt you are looking to include into your IVA? If so, then you will need to discuss the matter with your IP. Earlier convictions for such offences are unlikely to be of great interest to your IP, unless they continue to have some effect on your ability to earn an income for instance.