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Rylee2011
- Posts: 9
- Joined: Sun Jan 15, 2012 9:56 am
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Hi folks, my wife and I entered a joint IVA last April. On checking both our credit files with experian and equifax there is no sign of any reference to our IVA. The accounts have defaulted but that's all. Is this normal or am I looking in the wrong place??
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Shining
- Posts: 27019
- Joined: Thu Sep 20, 2007 8:57 am
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Hi rylee, I don't think this is normal but I've never looked at my equifax or experian credit file only my Noddle one and can see mine mentioned there. One of the others will know where it is I'm sure. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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Rylee2011
- Posts: 9
- Joined: Sun Jan 15, 2012 9:56 am
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Thanks, I always hear of people seeing on their credit files but we can't see it anywhere.
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luluj
Forum Expert
- Posts: 11333
- Joined: Sun Dec 09, 2007 6:54 am
- Location: United Kingdom
On credit expert it is down the bottom of your report after the electoral role section.
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
Look at my blog "All I wanted was a baby"
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Rylee2011
- Posts: 9
- Joined: Sun Jan 15, 2012 9:56 am
- Location:
Thanks I've checked that section- public records information but no records held. Not sure why it hasn't been added. It's on the public register online though.