IVA meeting 26th June, NR rejected...I'm gutted

[westonr]

I know what you mean but its only this month really that i have missed payments and I was expecting some calls. I was really worried about NR from what has been said on here but i have had some supporting replis so I am hoping that my proposal suits them, I am trying so hard to make this work for all my creditors and i hope they see that. thanks for your support Ang

westonr

[aguise]

Yes I was like you I had managed to keep scraping the payments and only missed them when told to by my company. I really only had a problem with one out of 17 creditors between me and hubby a lot didnt ring or even write, so you may be lucky and not get any.
Keep us posted I unfortunately have to go to work in a few mins to earn the pennies for the iva.

Ang

[Skippy]

Good luck for your meeting Westonr

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

[kellym]

Fingers crossed for you only a few days now. All the best.

Smile it makes people wonder what you have been up to!

[marie]

Hi
Just thought i'd let you know Halifax did vote in my meeting,on loan,credit card,and overdraft (they were all seperate things)
Hope they vote for you too.
Good luck !

[westonr]

many thanks Marie and melanie for your support - all i want to do is pay back as much as I can to my creditors, I need to avoid bankruptcy due to my job, I hope that they see my offer in the IVA is much more beneficial to everyone and I am really my best - fingers crossed for Tuesday.

[MelanieGiles]

Have faith in your IP and a procedure that successfully returns more money to creditors than is distributed under bankruptcy proceedings. I am sure that you will be fine on the day, and good luck!

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk

[westonr]

Thanks Melanie - 2 days to go and nerves setting in but I remain positive. I hope I can give an encouraging message to everyone on here on Tuesday when i get my decision, especially with regards to Northern Rock, as they do get a bit off a bashing on here. It may be justified, but I am hopeful they will review all cases on an individual basis and not pre judge on all IVA cases as seems to be what some people are saying. This site has been a great support and whatever the outcome on tuesday, i feel i will find a way to make my debt situation better. Fingers crossed for Tuesday .

[MelanieGiles]

I can assure you that Northern Rock do look at all IVA proposals which are sent to them very carefully, and do not have any sort of "block rejection" policy.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk

[iva_squirrel]

Good luck with your meeting on Tuesday. Let us know how you get on.

Kind regards,


Julia Simavi

Shortlisted with special commendation for Debt Counsellor of the Year by Credit Today Awards 2007

View my profile:
http://www.supersonicsquirrel.net/julia ... rofile.asp

Visit my website:
http://www.supersonicsquirrel.net

Credit Today Awards 2007 http://www.credittoday.co.uk/awards/winners.htm

[jannette92]

Good luck for tomorrow. Hope it all goes well. Such a relief when it all comes together and the broken nights sleep are all a thing of the past.
My husbands IVA was approved in February and it has made such a difference to life.
56 payments to go !!!!

[scaredkez]

good luck for tomorrow
kerri

Please view my blog at: http://scaredkez.blogs.iva.co.uk/

[westonr]

Many thanks for all your good luck messages for ny creditors meeting tommorrow........not sure how I feel tonight , its been a long 3 weeks getting to this point and i hope I have good message for you all tommorrow.

thanks again

[scaredkez]

i hope so too , try and stay calm and keep your self busy so you are not clock watching, will keep everything crossed for you.
kerri

Please view my blog at: http://scaredkez.blogs.iva.co.uk/

[jue]

good luck for tomorrow.let us know how you get on.

jue.x