As MBS says make sure you're happy and understand everything before signing and returning. You're on your way now so do keep asking those questions if you need to. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
If you are worried about anything then either contact Andy or speak to us on here - we will always help you.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Hi Roma, your IP will work through them and go through them with you before writing your proposal, after you receive your proposal you will read them and sign them and your meeting date will be set. I think from memory that's how it goes. They'll guide you step by step along the way. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
Roma - when you get your proposal, make sure you are happy with everything in it. Anything you don't understand you can ask the IP about or come on here.
Once your signed proposal is received back, then I think it is 16 days until the creditor meeting.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Give Vincent Bond a ring in the morning just to make sure.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Roma is using Vincent Bond 12 months to go - I imagine the paperwork will be winging it's way there today!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Great - once they get the paperwork they'll sort this out for you.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
You can come on here for support at anytime Roma. I'm sure VB will be in contact with you as soon as they receive the paperwork.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Roma -- there is a good social side on this forum too, if you just want to chat or get help and advice about anything --- many people on here know lots of information on all subjects. So, to help pass the time while you wait, feel free to post about anything.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
It always amazes me the amount of things we do find to post about!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk