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Shining

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Post by Shining » Wed Aug 31, 2011 8:47 pm
As MBS says make sure you're happy and understand everything before signing and returning. You're on your way now so do keep asking those questions if you need to. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

kallis3

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Post by kallis3 » Wed Aug 31, 2011 8:49 pm
If you are worried about anything then either contact Andy or speak to us on here - we will always help you.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Roma

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Post by Roma » Thu Sep 01, 2011 10:35 pm
Documents ready! Could hardly fit in an envelope... :(

How long does it take (after i send all documents) before the meeting with creditors?
 
 

Shining

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Post by Shining » Thu Sep 01, 2011 10:40 pm
Hi Roma, your IP will work through them and go through them with you before writing your proposal, after you receive your proposal you will read them and sign them and your meeting date will be set. I think from memory that's how it goes. They'll guide you step by step along the way. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

kallis3

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Post by kallis3 » Thu Sep 01, 2011 10:46 pm
I'm pretty sure your right Lesley.

Roma - when you get your proposal, make sure you are happy with everything in it. Anything you don't understand you can ask the IP about or come on here.

Once your signed proposal is received back, then I think it is 16 days until the creditor meeting.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Roma

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Post by Roma » Thu Sep 01, 2011 10:54 pm
One q:

I have envelope with printet number 1... its free post or i still need stamp? I never send any documnets in envelope like this...
 
 

kallis3

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Post by kallis3 » Thu Sep 01, 2011 11:07 pm
If it's freepost it should say so on there.

Give Vincent Bond a ring in the morning just to make sure.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

12 months to go

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Post by 12 months to go » Fri Sep 02, 2011 12:30 am
Roma

try debt free direct , they have been brilliant with me and helped me through problems in the past
Last payment made April 2012
Certificate received 1st Nov 2012
 
 

kallis3

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Post by kallis3 » Fri Sep 02, 2011 8:15 am
Roma is using Vincent Bond 12 months to go - I imagine the paperwork will be winging it's way there today!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Roma

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Post by Roma » Fri Sep 02, 2011 9:12 am
Hi!!!

Im off to post office :)
 
 

kallis3

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Post by kallis3 » Fri Sep 02, 2011 9:19 am
Great - once they get the paperwork they'll sort this out for you.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Roma

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Post by Roma » Fri Sep 02, 2011 11:03 am
Ok! I send :)

Now i waiting... - this the worst part:(
 
 

kallis3

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Post by kallis3 » Fri Sep 02, 2011 11:33 am
You can come on here for support at anytime Roma. I'm sure VB will be in contact with you as soon as they receive the paperwork.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Foggy

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Post by Foggy » Fri Sep 02, 2011 4:28 pm
Roma -- there is a good social side on this forum too, if you just want to chat or get help and advice about anything --- many people on here know lots of information on all subjects. So, to help pass the time while you wait, feel free to post about anything.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

kallis3

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Post by kallis3 » Fri Sep 02, 2011 4:52 pm
It always amazes me the amount of things we do find to post about!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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