When you have an iva and it’s your yearly annual review. Do they just take that months bank statements or do they do it for the full year? I’m in an iva with CF.
Not sure what CF do - you will need to ask them or hopefully another CF client can advise.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
It can vary, year by year, even with the same firm. They will ask for what they want .
It is easier to go through the IVA assuming that they will want everything. So keep all payslips in a box file, along with P60 and evidence of any large allowed expenses, if they have increased. That way, whatever they ask for will be easy to find.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Hi just in process of doing mine , I sent 6 months statements, payslips , P60 and any benefit awards . I received them all back in two days but still waiting for the outcome .
I've recently done mine with CF. I was asked for 6 months statements etc. But in my letter I have been advised that I will have to do the electronic banking that I turned down this year and I believe that's the full 12 months.
cbdawg wrote:I've recently done mine with CF. I was asked for 6 months statements etc. But in my letter I have been advised that I will have to do the electronic banking that I turned down this year and I believe that's the full 12 months.
They cannot force third party access on you -- it wasn't in the terms and conditions when you signed up. You are obliged to comply with reasonable requests and this is not reasonable.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
I certainly would not allow access to my accounts.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
recovering wrote:With all the GDPR going on how do they get away with this? Banks tell you never to share your log in security details with anyone?!!!
Third party access rights have recently been accepted by the banks. But, if you grant access to anyone else -- YOU are responsible for any account activity they undertake. In a nutshell, however, CF are simply asking for unrestricted access to your online banking --- what can go wrong ???? (Sarcasm alert!)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
