It's been Accepted!!

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Dougie

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Post by Dougie » Wed Sep 23, 2009 5:28 pm
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Following a stressful 2 week adjournment of the Creditors Meeting I am delighted to be able to report that my IVA has now been accepted, albeit with a modification that requires me to pay for 69 months instead of 60. It's going to be a long slog but finally I can start on the road to being debt free.

Huge thanks due to Melanie and her team, as others have said there are IP's and then there is Melanie [:D]

Also must thank this site and all the regular contributors who have been so encouraging and without whom I'd never have known about Melanie Giles and the IVA Advice Bureau.
IVA Accepted - Sep 2009
F&F Accepted - Oct 2014
CC Received - Jul 2015
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kallis3

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Post by kallis3 » Wed Sep 23, 2009 5:30 pm
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Fabulous news Dougie - so pleased for you.

Good result for Mel and her team as well.

Don't forget to keep us informed as to how you are getting on.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Julie

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Post by Julie » Wed Sep 23, 2009 5:30 pm
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Wow, congrats Dougie and well done to Melanie's team.

Good luck with the IVA xx
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merrypotter

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Post by merrypotter » Wed Sep 23, 2009 5:38 pm
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congrats x
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pog1234

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Post by pog1234 » Wed Sep 23, 2009 5:42 pm
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Hi Dougie.....brilliant news what were the modifications?
Gosh.....life is so much easier!
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Dougie

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Post by Dougie » Wed Sep 23, 2009 6:05 pm
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Modification was the length of the term pog1234, originally 60 months but extended to 69 to allow me to keep my car.
IVA Accepted - Sep 2009
F&F Accepted - Oct 2014
CC Received - Jul 2015
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pog1234

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Post by pog1234 » Wed Sep 23, 2009 6:08 pm
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Thanks Dougie, I now remember that they were initially insisting you sell the car......well done I bet you are relieved that it is all now resolved. Many congrats hopefully I will be posting good news next week.
Gosh.....life is so much easier!
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Shining

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Post by Shining » Wed Sep 23, 2009 6:09 pm
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Good result Dougie, and another result for Mel and team...well done to all
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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Dougie

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Post by Dougie » Wed Sep 23, 2009 6:17 pm
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Thanks all, it is a great result for me. I did need a half decent car as I do around 20,000 business miles a year and have 4 kids so I needed a reliable people carrier as a minimum. It is awkward asking for a consideration such as this as I was not really in a position to bargain but Mel's team sorted it.
IVA Accepted - Sep 2009
F&F Accepted - Oct 2014
CC Received - Jul 2015
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Cath

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Post by Cath » Wed Sep 23, 2009 6:21 pm
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Well done!
7 year IVA completed in December 2016 - there is light at the end of that tunnel
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Shining

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Post by Shining » Wed Sep 23, 2009 6:22 pm
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Mel is good and understands the needs of her clients so therefore her and her entire team go that extra length to keep the client happy whilst conforming to the IVA. I'm with Mel and team and they have helped me so much.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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MelanieGiles

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Post by MelanieGiles » Wed Sep 23, 2009 8:14 pm
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This was a tough one - but we enjoy those more! The credit for this goes to my wonderful colleague Claire who is like a dog with a bone when it comes to creditor modifications. On the whole I feel this is a very good result all round!
Regards, Melanie Giles, Insolvency Practitioner
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Skippy

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Post by Skippy » Wed Sep 23, 2009 8:51 pm
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Congratulations Dougie and good luck for the future.

Well done again to Melanie's team!
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MRBLUESKY

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Post by MRBLUESKY » Thu Sep 24, 2009 5:45 pm
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congratulations dougie you can move on now,good luck to the future.
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kallis3

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Post by kallis3 » Thu Sep 24, 2009 5:50 pm
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Full credit to you and your team Mel.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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