Is this it - have we finished

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Hammie1

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Post by Hammie1 » Fri Aug 23, 2013 9:53 am
Hi all
Just received a certificate saying Certificate of Completion Pursuant to Rule 5.34 (3)
Is this our completion certificate are we all done know? ?
F&F accepted 12/8/13 - Awaiting Completion Certificate :-)
Thanks to everyone for your support. Could'nt have done it without you.
 
 

nickjohn

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Post by nickjohn » Fri Aug 23, 2013 9:58 am
I think you have found the holy grail - if it says certificate of completion then it is just that a certificate of completion, well done. Get in touch with the credit reference agencies and start getting your life back on track....
 
 

Hammie1

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Post by Hammie1 » Fri Aug 23, 2013 10:31 am
OMG - thank you. I can't believe it. I guess I was unsure as for some reason thought the certificate would look like kinda one when you've been on a training course lol. YEAH!
F&F accepted 12/8/13 - Awaiting Completion Certificate :-)
Thanks to everyone for your support. Could'nt have done it without you.
 
 

clairemichelle

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Post by clairemichelle » Fri Aug 23, 2013 10:48 am
Brilliant news. What a fantastic turnaround by your ip.
Which firm are you with? Seems like you made the right choice ;-)

Have a wonderful bank holiday weekend and good luck with rebuilding your credit file.

Cm x
Iva payments complete 5sept13. Cc dated 15oct13
 
 

Pennyless

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Post by Pennyless » Fri Aug 23, 2013 10:52 am
Wow a CC in under 2 weeks......well done to you and your IP......in the current PPI fiasco you have certainly returned some faith in the IVA process!

Your IVA Company have obviously been on the ball!
I came into this world with nothing and still have most of it left!
 
 

Hammie1

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Post by Hammie1 » Fri Aug 23, 2013 10:55 am
Thank you. Debt Lifeboat is who we have been with. There are only a couple of us on here with that firm. They have been absolutely BRILLIANT but there are other good ones on this forum too.
I don't think it had sunk in still as yet.! OMG.!
F&F accepted 12/8/13 - Awaiting Completion Certificate :-)
Thanks to everyone for your support. Could'nt have done it without you.
 
 

Tina Shortland

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Post by Tina Shortland » Fri Aug 23, 2013 11:53 am
Fantastic news Hammie1 - happy celebrating and let it sink in - you are free!!!! Best wishes :-)
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.

If you’re looking for effective debt related information, articles and news, then go now to our on-line advice service at www.debtadvicetv.com

If you’re ready to ask us for specific advice or help, then get in touch at www.call-me.debtadvicetv.com so you can start to free yourself from the stress and anxiety of overwhelming debt.
 
 

Foggy

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Post by Foggy » Fri Aug 23, 2013 11:56 am
Excellent, Hammie -- well done you -- and well done Debt Lifeboat :-)

I feel a small libation coming on :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

Hammie1

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Post by Hammie1 » Fri Aug 23, 2013 12:16 pm
Thank you Tina and Foggy you have been very supportive and I too will continue to support others on here. Both my husband and I have really appreciated it. Now we have the certificates does that mean thats it - no comebacks as such from creditors and cannot ask for anything else. I just think I am having trouble believing its all over!!
F&F accepted 12/8/13 - Awaiting Completion Certificate :-)
Thanks to everyone for your support. Could'nt have done it without you.
 
 

Tina Shortland

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Post by Tina Shortland » Fri Aug 23, 2013 12:29 pm
It really is all over Hammie :-)

So pleased to hear you'll stay on the forum. The support posters that have previously been in IVAs give to this forum is invaluable in both sharing experiences and giving those just starting out hope there is light at the end of the tunnel!
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.

If you’re looking for effective debt related information, articles and news, then go now to our on-line advice service at www.debtadvicetv.com

If you’re ready to ask us for specific advice or help, then get in touch at www.call-me.debtadvicetv.com so you can start to free yourself from the stress and anxiety of overwhelming debt.
 
 

Hammie1

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Post by Hammie1 » Fri Aug 23, 2013 12:53 pm
Thank you Tina yippee whohoooooeee! ! Totally agree with the invaluable support. This forum is a lifeline and many,including myself, have used this forum at all hours in the hope that someone comes along with reassuring advice. X
F&F accepted 12/8/13 - Awaiting Completion Certificate :-)
Thanks to everyone for your support. Could'nt have done it without you.
 
 

Tina Shortland

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Post by Tina Shortland » Fri Aug 23, 2013 1:23 pm
...and we know who is normally the one available in the early hours!!! Glad it has been of help and support to you - it is a great forum to be part of :-)
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.

If you’re looking for effective debt related information, articles and news, then go now to our on-line advice service at www.debtadvicetv.com

If you’re ready to ask us for specific advice or help, then get in touch at www.call-me.debtadvicetv.com so you can start to free yourself from the stress and anxiety of overwhelming debt.
 
 

Hammie1

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Post by Hammie1 » Fri Aug 23, 2013 1:26 pm
Lol yes we certainly do know and please tell her thank you too x
F&F accepted 12/8/13 - Awaiting Completion Certificate :-)
Thanks to everyone for your support. Could'nt have done it without you.
 
 

kev59

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Post by kev59 » Fri Aug 23, 2013 7:45 pm
well done on getting your cc,
I know just how your felling and I bet you keep reading it. I know I did
IVA now over with and it was worth it.
now starting my life again,
 
 

wiggle1

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Post by wiggle1 » Sat Aug 24, 2013 1:03 am
Congratulations Hammie. Perhaps your IP could run some in-service training for those companies who are keeping the rest of us hanging in limbo for months on end.
Life after IVA is wonderful.
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