Get expert opinion. This is the place for new questions to be posted.
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Pingu
- Posts: 25
- Joined: Fri Jun 08, 2012 8:31 pm
- Location:
I signed up for noddle a while ago and the most recent update is showing as 30/04/12 on one account and all the others are showing as 01/04/12...I know its free, but I think being over 2 months out of date is a bit poinless, or is it just me?
ive got the £2 stat reports from the other CRA's, so I know where im at..just wondered if anyone else has more joy with noddle?
When you reach the end of your rope..tie a knot in it and hang on!
IVA Completed
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plasticdaft
Forum Expert
- Posts: 9562
- Joined: Wed May 21, 2008 12:45 pm
- Location: United Kingdom
Mine seems to be updated more often than that,but I think its the creditors that update things,some of mine dont appear to be doing any updating(especially Sarl who bought a debt and appear to reside in luxemburg!!).
Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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ginger3232
- Posts: 2610
- Joined: Tue Jan 11, 2011 4:06 pm
- Location: United Kingdom
Pingu - i also find noddle - not very up to date with things and slow to respond to notification of incorrect data - glad its not just me,
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Niobe
- Posts: 5169
- Joined: Tue Jul 03, 2012 9:56 am
- Location:
No idea Pingu - we're signed up to it but not checked recently.
It is just the one CRA though (Call Credit I think) so you could always send off your dosh to them to get an up to date record.
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Pingu
- Posts: 25
- Joined: Fri Jun 08, 2012 8:31 pm
- Location:
Ah, its probably just normal then. Im sure it hasnt updated since I signed up!!
Im going to wait until the end of July and then send for all 3 credit reports...irritatingly, Lloyds TSB default date was showing as 4 months after the iVA date[B)] I know I couldve written to the data controller, but I guess 4 months isnt that long in the grand scheme of things
When you reach the end of your rope..tie a knot in it and hang on!
IVA Completed
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Niobe
- Posts: 5169
- Joined: Tue Jul 03, 2012 9:56 am
- Location:
Some of our creditors are still defaulting - will be chasing that up as soon as the IVA finishes.
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kat68
- Posts: 707
- Joined: Sun Feb 20, 2011 4:06 pm
- Location: United Kingdom
Middle is the only CRA I have checked (because it's free) all of my creditors have defaults showing for months post IVA acceptance including those who have bought my debts, those creditors who have sold my debts on are marked satisfied. I still have 5 years of IVA showing on my credit report to go yet, but may start the ball rolling to get some defaults cleared once I receive completion cert.
kat
IVA accepted 6th May 2011, Full and Final accepted 17th April 2012.
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kat68
- Posts: 707
- Joined: Sun Feb 20, 2011 4:06 pm
- Location: United Kingdom
I mean noddle, phone predictive text!
kat
IVA accepted 6th May 2011, Full and Final accepted 17th April 2012.
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Broke of London
- Posts: 7761
- Joined: Sun Sep 05, 2010 6:04 pm
- Location: United Kingdom
I have no idea about Noddle. Never used it but it sounds like it might be worth a look! x
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stormsylv
- Posts: 171
- Joined: Wed Jul 14, 2010 10:41 am
- Location:
The free service that Noddle provides is just a snap shot of your credit report which they only update once a month.
Mine updates around the 16th of every month. Cant grumble though because it is free.
IVA Official Completed 27th July 2012!!!
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Pingu
- Posts: 25
- Joined: Fri Jun 08, 2012 8:31 pm
- Location:
Well I never!..its updated this morning, so now all the accounts are showing as updated 01/05/12. It does look as though its giving the info a month in arrears, but I agree, for a free service its great for just keeping an eye on things going forward
When you reach the end of your rope..tie a knot in it and hang on!
IVA Completed
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stormsylv
- Posts: 171
- Joined: Wed Jul 14, 2010 10:41 am
- Location:
I had another look at mine this morning and realised that if you click on 'my credit report' tab it gives you the date that the report was produced on.
Mine was 16th May 2012 so should update next week, Im expecting some defaults to drop off.
IVA Official Completed 27th July 2012!!!
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TheMatrix
- Posts: 2171
- Joined: Sat Mar 17, 2007 8:32 pm
- Location: United Kingdom
Tip may work may not (does for me): Try logging in to callcreditcheck.com using your noddle id and password. You might be able to get daily updates that way

We're willing to wipe the slate clean, give you a fresh start. All that we're asking in return is your cooperation.
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wickerwish
- Posts: 368
- Joined: Thu May 21, 2009 5:56 pm
- Location:
Is anybody's Iva marked down twice on middle. I checked yesterday and it's on as two iva but one is marked down as satisfied from may 2011(I wish)