Hi
Just had my final review with DFD and no increase needed yipee! Now in my final 12 months of the IVA can't beleive how quick this has come round.
I still remember the day I decided to do something about my debt and the longest day of my life when I had the first creditors meeting and here I am 4 years down and 1 year to go.
So while many will be looking forward to August 2012 for the Olympics I will be looking forward to it for that final payment and being completly debt free for the first time in my adult life.
Bring it on![:D]
Congratulations... it's a great feeling isn't it. Well done on tackling your debt issues, I remember only too well those feelings of total despair.
Roll on August 2012.... just be warned, the period between July and August 2012 will seem like a year in itself, but it will arrive.
Congratulations Ian - hope this 12 months goes quickly for you.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Well done ian and i hope that the next 12 months pass smoothly for you, i'm too hopeufully in my last 12 months but that will depend on what is decided re house not worth what was forcast at the outset of iva and no remortgage as no equity! hey ho fingers crossed but well done from me, great feeling. xxx
Om shanti, namesté, good luck to all who are embarking on the IVA journey, it isn't always an easy one but the outcome is the best.
IVA COMPLETED August 2012, received Completion certificate 18.4.13.