in order to apply for an iva as a married couple

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freakles

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Post by freakles » Fri Apr 11, 2008 9:11 pm
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in order to apply for an iva, as a married couple to both parties have to work,
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chris.g

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Post by chris.g » Fri Apr 11, 2008 9:14 pm
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Hiya freakles and welcome.
Sorry I can't answer your questions, someone will be along soon to help you out,
xx
It's nice to be back......
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MelanieGiles

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Post by MelanieGiles » Fri Apr 11, 2008 9:14 pm
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Hi there freakles and a warm welcome to the forum

Not necessarily - for instance if one is a homemaker or parent looking after small children, then that should be perfectly acceptable to creditors. Do both of you have unsecured debts?
Regards, Melanie Giles, Insolvency Practitioner
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freakles

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Post by freakles » Sat Apr 12, 2008 3:27 am
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yes both of us have debts and my youngest is school age so does that mean i do not qualify for an IVA,
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MelanieGiles

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Post by MelanieGiles » Sat Apr 12, 2008 8:48 am
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No - but creditors will want to understand why you are not working. Would you consider a part-time job around school hours, and if so would you really need an IVA at all?
Regards, Melanie Giles, Insolvency Practitioner
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freakles

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Post by freakles » Sat Apr 12, 2008 9:53 am
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how can i message you without being put on formum
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MelanieGiles

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Post by MelanieGiles » Sat Apr 12, 2008 9:59 am
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Via my website link will be fine.
Regards, Melanie Giles, Insolvency Practitioner
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