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hitch250
- Posts: 9
- Joined: Sat Oct 27, 2012 4:07 pm
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hi could anybody help please in 2006 i tryed to set up an iva but it failed at the last moment, and the company said creditors would now be back in touch.
the iva failed Dec 06 and i paid nothing to creditors for 2 month previous to that.
now today i have received 3 letters from max recovery asking for over £20.000 in total for the letter states its in compliance with consumer credit act 1974 AND JUST GIVES YEARLY STATEMENT NOT ACTUALLY ASKING FOR PAYMENT.
could anyone please help me as i haven't taken any credit for 7 years now paid for everything in cash just to get my credit rating in line.
the only debt showing on my credit file is a ccj in Dec 06 but also no contact was ever made with me i only found out about it when checking my file.
i do owe this money but ran away from it if I'm honest when nobody got in touch
many thanks
lee
