Today we recieved our chairmans report (annual review completed last month) We had previously recieved a letter saying that our payments would remain the same.
However once I had properly read through the review our IVA company have inflated mine and hubbys income and show our disposable income as £281. Our current payments are £210.
I completed the I&E in December with our incomes and its definitely not what has been listed - although our expenses are exactly.
I have just sent a strong worded email to customer services and I hope that the creditors haven't picked up on this error or they'll be looking more money. Obviously I now have to wait until Monday for a response, if they get back to me......... [:(!]
I hope you get a reply from customer services - if not then I would get in touch with the IP directly.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
They are normally quite good - I would certainly copy your IP into the email.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Hi Brigadeen - these things always seem to arrive at the weekend don't they. I am totally with you though...I check my paperwork and question the sums! My firm had inflated my salary too and when I picked over it I realised they has split a one-off bonus of £150 over a 12 month period to show a monthly salary increase despite that fact it was well within the 10% disregard. It may be something similar in your case too.
That's one thing my IP never did. My salary is as stated and has only altered with each review when I had a payrise.
Thankfully I don't get overtime or bonuses so have no worries on that score.
Hope it's sorted tomorrow.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Same here Jan. That was a one off. My salary is the same every month. My new job has a bonus scheme though but the max is 10% and most get about 8% so I know I won't have to pay anything over and have promised the chap a foreign holiday next summer. The rest is going into a house fund!!
Being public sector I've never had a bonus and overtime is a thing of the past unless I get called out which rarely happens (twice in 7 years for me!)
Don't blame you for going on a foreign holiday, I'd be the same. It will be nice for you both to get away and just forget about things.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I have had overtime in the past, as has hubby. I've just paid across overtime accrued but most of the time we can hold onto it because its under the 10%.
