I have no idea on this, what sort of contract are you referring to?
Possibly a chat with a solicitor or the CAB would help.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
It would also probably depend upon whether or not the person knew what they were signing.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
It would depend upon the individual circumstances and would probably take an expensive court case to settle. Such a scenario would be difficult to prove after the fact.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
I agree, how could you prove that you signed anything whilst under the influence of alcohol?, drugs ok but even then, I think this is clutching at straws
It will be impossible to prove that the person was or wasn't under the influence when signing the contract .... therefore very doubtful in my mind that it would every be revoked !
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
Under the Law - a person under drugs or alcohol is still deemed legally responsibile for their action and any consquence of that action. Only under certain types of Mental Health Act Sections - would a person be deemed not capable or responsible for their own actions.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I think that under those circumstances it would be possible to challenge the validity of such a contract as I understand it, in contract law, a contract made by a minor or a mentally ill person, or even a normally competent person under the influence of drugs or alcohol, can be invalidated due to incapacity - but as Jan says, best to seek advice from a Solicitor!
As others have said though - how do you prove you were under the influence of anything? To be honest, having thought about it, if you were drunk then you have only yourself to blame if you sign anything at all.
If you are under medication that could render you 'non compus mentis' then I think this should be pointed out before anything legal is touched.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Pelder I echo what you have said. Oh Jan I don't agree that 'if you were drunk then you have only yourself to blame if you sign anything at all.'
I think when people are under such pressures these days it would be so easy to sign something if you'd had eg. a drink or two and then regret it later on.
It is not always so straight forward and I feel that we should not judge others like this.
Darren I don't think you've only yourself to blame because I do not know all of your circumstances nor do any of the forum members, and I'd get some personal one to one advice from CAB and if you have anything like a bank account etc which offers free legal advice please get the number and give them a ring. I wish you all the best and I'd hug you if you were in front of me that's all I can say.
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Our IVA's over YIPPEE unbelievable!Seems like yesterday it was approved despite everything
What I am saying is that if you have been drinking, or under the influence of drugs then you should not sign anything but if you do then it is down to you.
You would never be able to prove it as others have said.
My last word on the subject.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Sorry Oscar and Pelder but I disagree, if this were the case, we could all use the excuse that when we signed for our loans, credit cards etc, we were all drunk, just to try to get out of paying them? I'm sorry but that's ridiculous, I suppose you could then argue that we were all drunk when we spent the loan monies and purchased on credit cards over a period of time aswell??? this is precisely why these things usually have a cooling off period so that when you have had time to 'sober up' and realise you signed for that loan on 3000% APR then you were lashed, you cancelled it before returning the money no?
I can't see how this would ever be held up in court, just take responsibility for the debts you took on
