kallis3 wrote:
But they could in 6 years time Greeneyes!
What I will do is voluntarily place a CIFAS marker on my file to protect myself, as personal details have been in the public domain which put me at risk of ID Theft. That way if anyone was to apply for credit in my name, it would red flag that something is up and for the creditor not to decline the application but to carry out further checks on my identity.
This will hold things up a little, while they carry out the checks, but better safe than sorry, and besides I don't intend to use credit again anyway. But having a clear record is so important for other things too as well as gaining credit.
We're willing to wipe the slate clean, give you a fresh start. All that we're asking in return is your cooperation.