I recently lost my job through ill health in March this year. We are in our fourth year of the IVA, but have had to miss the last 3 payments after contacting them and explaining our circumstances. I am now due to go in back in hospital in the next few weeks, and I'm looking at a lengthy lay off before I can find work. My wife works full time, we have a daughter, and I'm in panic at the thought of losing our house. The IVA company have said they will see if the creditors would write the debt off. I can't see it, they was expecting £27,000 as part of the four year deal. This seems so unfair, I lost my job through being injured at work, and I've never recovered since. Is there anything we could do?
