I have run up additional debt on littlewoods, next and very totally 2k in addition to my IVA, i'm paying the 2k off each month. should i tell my IP as I'm about to offer a F&F
hiya martine,
i would give your ip a call and explain the situation,
i received and read my proposal today and it does clearly state no credit to be taken whilst in an iva, not sure if yours is the same.
kat
IVA accepted 6th May 2011, Full and Final accepted 17th April 2012.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I contacted my IP who read the T&Cs of my IVA (I felt like a naughty child listening to the headmaster ) ) When she'd finished she asked why I did it and i explained that my debts in the first place had been run over several years when I suffering from clinical depression and my dad had found out in late November that he had terminal lung cancer and I started to spiral out of control again - luckily though after a few weeks I realised what I was doing and sought help. She asked why I did it and I wasn't going to lie. I think my honesty threw her a bit because she mumbled that she was sorry and that it would be noted on my file but I had to pay it off asap. I'm glad I spoke to her, so thanks for the advice everyone.