I have one more payment to make on my IVA in August. What happens then ?

[Croydon lady]

I have one more payment to make on my IVA in August 2013, I am with moneyplus.
What happens at the end with them, has anyone else been with them?

[Croydon lady]

I thought I would have to do a final review but I haven't heard from them and my last payment is 3rd August.A while ago i asked them to confirm my last payment which they did, but also said it would be unless I have any money to release for them which I havent, only have my pension, no propery or car or anything

[Foggy]

You should do a final review -- just to check all monies due have been paid over. If I were you I would be badgering them about the end date, final payment and timescale for the issue of a completion certificate.

[Croydon lady]

Thankyou, will get onto them on monday.

[Shining]

Generally a painless procedure. Maybe a review and more importantly ask when that certificate of completion is likely to be issued. Well done on almost being there.

[Croydon lady]

Thanks Lesley,
Cant wait for my last payment, just on tenderhooks now incase they decide I owe more, cant see how but !!!
I will just say to anyone thinking about an IVA, is do your homework, I didn't due to total embarrasment about owing money, that I just went with the 1st company I came across.
The good news is I have just obtained a new phone contract and not with my old supplier
Take heart everyone the end does come xx

[luluj]

Well done for getting to the end of your IVA journey ...great achievement and one you should be very proud off.

[Croydon lady]

Thankyou, I am but I also feel emotional, it's such a weight being lifted

[josu]

Im nearly there, four payments left so do keep us posted. I feel the same, excited but nervous! Did you have any extensions?

[Croydon lady]

Hi josu, your nearly there as well, well done soon be over.
At the moment I dont know re extensions, dont think I will have but you never know. I am going to contact them today to find out what is happening with my final review so will come back on here when I know

[Croydon lady]

Couldn't wait any longer and have just called them.
It doesn't look like I will have any extensions as I only have a pension
and I havent missed any payments at all so it all looks good.They will do a final review on the 21st August which is when I first applied 5 years ago, once that has been done I will get my certificate. As soon as I make my last payment I can cancel my standing order. Cannot wait

[josu]

Thats great, we will both be celebrating by xmas!

[Croydon lady]

Hi, isn't it a great feeling, for me it's over on the 3rd August, it will soon go for you.

[MelanieGiles]

Great to see another report of an IVA nearing a successful conclusion.

[Croydon lady]

Thankyou