like i said your in good hands,i know exactly what you are going through,you have done really well dealing with this,try to relax now and let the professionals take over,i,m sure all will be well for you and your family.take care,and keep us informed.
You dealt well with the creditors. Be polite and don't let them talk over you. Or just hit the reject key.
I never spoke to Mercers until the day my IVA was approved and I took great delight in telling her!
She still asked me for a payment though!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Hi, as said before our creditors meeting is next Wednesday but obviously we are still getting letters chasing the debt from creditors and debt collectors. Do we still need to send these onto IP or is there no point now the date is set? Thanks
Hi, have spoken to Claire today regarding a letter received from Northern Rock saying they are charging an admin fee for voting on and dealing with our propsal! She said they have had quite a few of these from different clients and not to worry but i'm thinking why would they charge? is it because they might get a little more of the dividend or are they charging because they have voted no. Little worried about it. What does anyone else think? Any comments please.
It is unusudal, but I am sure that the contractual agreement you have with Northern Rock allows them to do this. How much are they charging you as a matter of interest? I will have to equate the time they spend on looking at this, to the time I spend on putting the case together and supervising it. That will be interesting when they perhaps challenge my fees in future!!!
Like I said, the only thing i'm thinking is why make a charge? What would be the point? Do they think its a good thing by maybe getting more as what would be the point in making a charge if we can't pay the original amount.
