i am married and we both have debts

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lea

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Post by lea » Fri Apr 18, 2008 11:02 pm
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i am married and we both have debts we it as one for both of us or do we have to do it ivdivdualy
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Lisa2009

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Post by Lisa2009 » Fri Apr 18, 2008 11:41 pm
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IVAs are seperate but can be 2 IVAs interlocking and serviced by one monthly payment.

Perhaps you could post some more details, who are your creditors, how much do you owe to each, how much disopsable income would you have per month if you did NOT pay your creditors and after you have accounted for general household bills and food.
Are you a home owner and if so how much equity do you think you have in your property?
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


Nil carborundum illegitimi
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scaredkez

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Post by scaredkez » Sat Apr 19, 2008 1:07 am
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just as mrs skint has said post more details and i am sure the experts will be able to give some advice, be proud that you have recognised the problem and are taking your head out of the sand
.kerri
Please view my blog at: http://scaredkez.blogs.iva.co.uk/
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MelanieGiles

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Post by MelanieGiles » Sat Apr 19, 2008 12:03 pm
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It makes little difference to you whether you do interlocking IVAs or individual ones to be frank. Your IP should always look to do separate ones where possible.
Regards, Melanie Giles, Insolvency Practitioner
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kallis3

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Post by kallis3 » Sat Apr 19, 2008 12:08 pm
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Hi Lea,

My hubbie and I have our creditors meeting on Monday, and our IVA's are separate ones with two payments
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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