I am in finanacial difficulty and owe several different company's money and I am now starting to get letters threatening doorstep recovery action - I do not have the ful amount of debt- how do I find this out?
Joy if you're getting threatening doorstep recovery you must contact a debt management company who will help you with this. Once you appoint someone they can stop these threats without delay. Keep all the letters you have so far so that you can forward them onto the management company so that they can start to work with your creditors.
Things take time but once you appoint someone they will start working for your protection. If you don't know who all of your creditors are they can help you with this.
Don't ignore your problem though, you know it won't go away.
Take some action today to sort your financial situation out and stay on the forum because it's good support for you.
You could get your credit files from the various reference agencies which would be a start. You should also seek some free advice from an insolvency firm to discuss your options and possibly seek protection from creditors.
