Like you Carrie I will miss my holidays in the sun. They were paid form profit sharing and then share save( I used to work in a bank) not much on plastic! I don't miss the bank though. I worked there for 35 years but in the end it really got me down, all the high pressure selling. I am now working in local government and enjoy that much better.
Linda
I am too very practical now when asking for a gift, I had new work trousers for work from Daughter this year,christmas given a choice I will ask for something practical and my hubby just wants vouchers from a local angling shop as he loves to buy his stuff to help him keep up with his hobby or maybe that should be obsession!
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
Not too bothered anymore about luxuries. As long as I can keep my head above water, I'm happy.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Never bothered about facial stuff as I don't wear make up anymore, so not worried about that.
If I need anything it's Avon these days!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I could open my own Estee Lauder department, I was fortunate (unfortunate, shout my debts) to work in a store in London that generously gave me a 50% discount. Shelf-life allowing, I should be able to last for a bit.
I used to think nothing of spending £16 (full price) on a lipstick, now I can feed my family for 4 days on that!!!
I agree about things smelling funny or going a bit gloopy! Only thing I'm hot on is mascara because it harbours bacteria in the brush and can give you eye infections- I sound like I work on a counter!
We were expected to be immaculate at work, even though I was office based, you get into the habit of grooming yourself to such a level, I haven't calmed down yet, bit much for the playground ha ha!!!
I never wear mascara - I've got long eyelashes and the last one I bought made me look like a blue-eyed cow! I usually have my eyelashes tinted as I know someone who does it quite cheaply for me.
I don't often wear make up to work (too lazy in the mornings!) so it lasts me forever!
Can't remember the last time I wore makeup. I use Herbal Essences shampoo and conditioner at the moment and that lasts me forever as my hair is extremely short.
I always used to colour my hair but gave that up when I entered the IVA as I couldn't afford it. I also just have a dry cut now as that's the cheapest thing. I'm glad that I don't have a vast amount of grey, which surprises me as I'm well into my fifties now.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I have my hair coloured at home now'a'days for half the price of the salon I used to visit! Not saying it's as good but it'll do, I used to have gel nails and a facial monthly too but all that has stopped now...I love to be pampered and could go the salon at college for a fraction of the price which I think I might try in the new year as all the treatments are the same but just done by supervised students, I might have a think about that.
I don't think I have any luxuries, my daughter works in a beauticians so we share a lot of make up, yes I know not ideal but needs must etc.,
DIL is a nail technician but don't have mine done anymore, but the free offer is always there if I change my mind. we also share jewellery and shoes, how sad am I sharing with a 16 year old and I'm nearly 50! Mutton dressed as lamb spring to mind?? Mind I wish I could borrow her clothes but she's an 8-10 and I'm more a 16-18 so don't think that can happen, but we do share accessories as in scarves etc.,
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
Daughter and I shared clothes earlier this year, but I'm now smaller than her! I wore some of her stuff on holiday, and I'm older than you so you wouldn't be mutton dressed up as lamb at all!
If it looks good - who cares!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
