How long for FJ to issue completion certificate

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Malcolm Powder

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Post by Malcolm Powder » Fri Jan 15, 2016 5:53 pm
Hi all, we were just wondering how long FJ were taking to issue completion certificates currently.

We're are 1 month away from the end of the most stressful/happy/sad/fulfilling/relieving time of our lives!

FJ have been great, always seemed to be in our corner and never treat us like teenagers who can't budget ha ha ha.

We really can see the end of the tunnel now. Just can't wait for that certificate to drop on the mat!

Thanks guys/girls
 
 

kallis3

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Post by kallis3 » Fri Jan 15, 2016 6:18 pm
Hi and welcome,

Well done for getting to the end.

Each company is treating the completion differently - FJ do monitor this forum so hopefully they will come back to you soon.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

watzki

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Post by watzki » Fri Jan 15, 2016 6:36 pm
Hopefully you will let us know if you find out,as we finish ours this October
Congratulations on reaching the finishing line
Today 1st of December 2016 the vultures finally flew away
 
 

Malcolm Powder

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Post by Malcolm Powder » Sun Jan 17, 2016 11:09 am
Thanks guys. We can't believe how quick it has gone by. I will keep you up to date.
 
 

welshwiz

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Post by welshwiz » Mon Jan 18, 2016 10:03 am
Ours took 14 days from final payment but that was nearly 2 years ago
 
 

Lisa Thomas

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Post by Lisa Thomas » Mon Jan 18, 2016 12:49 pm
Hi I;m not sure about FJ but bumping up for you so hopefully someone else can tell you of their experience. Some firms can take up to 6 months though...
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
 
 

Steven Hewitt

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Post by Steven Hewitt » Wed Jan 20, 2016 3:49 pm
Hi Malcolm,

Congratulations on getting to the end of your arrangement.

We'll aim to have your completion certificate to you within one month of the final payment so you can enjoy your debt free future.

If you need to speak to us in the meantime then please feel free to pop an email to info@FreemanJones.co.uk.

Congratulations again.

Regards
Steven Hewitt - a member of the team at Freeman Jones
 
 

Malcolm Powder

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Post by Malcolm Powder » Thu Jan 21, 2016 6:51 pm
Wow thanks Steven, can you tell me if it comes in a frame ha ha ha.

Seriously, thanks for taking the time to reply.
 
 

kallis3

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Post by kallis3 » Thu Jan 21, 2016 7:12 pm
Unfortunately it is just a boring letter telling you that you have finished.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

welshwiz

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Post by welshwiz » Fri Jan 22, 2016 11:54 am
It is a bit of a let down, for such a precious and important piece of paper I did expect a bit more!!
 
 

Malcolm Powder

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Post by Malcolm Powder » Sun Feb 07, 2016 8:07 pm
Well that is it. Our final IVA payment has now left my bank! !!

Wooooooo hooooooo. Anyone who has just started or in the middle. ....hang in there, there is light at the end of the tunnel and the time flies by.
I remember sitting in my car almost crying as i was ringing for advice as we were so badly in debt and arrears.

Now here i am waiting for my completion letter!!!

Thanks all for your help recently! !
 
 

Shining

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Post by Shining » Sun Feb 07, 2016 8:32 pm
You enjoy that feeling, you've definitely earned it. Hoping that completion certificate (yes I know, piece of paper) is with you very soon. All the best for your debt free future.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

kallis3

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Post by kallis3 » Sun Feb 07, 2016 10:06 pm
Great news!!

Good luck for the future!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Lisa Thomas

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Post by Lisa Thomas » Mon Feb 08, 2016 9:27 am
Brilliant news Malcolm, well done on getting to the end. Enjoy a debt free future.
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
 
 

Malcolm Powder

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Post by Malcolm Powder » Thu Mar 10, 2016 9:18 am
Still got nothing from FJ. Been a month since the IVA completed. How long does it actually take?
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