How long after completion for certificate?

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hamx

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Post by hamx » Mon Oct 14, 2013 4:44 pm
My final IVA payment was 18 months ago and included a large PPI refund but Varden Nuttall are claiming that they can't issue a completion certificate until they have exhausted attempts to claim any more PPI that may be due. As far as I'm aware there is no more PPI money that can be claimed back from any of my creditors so does anyone know how long they can hold back on issuing my completion certificate?
 
 

Downhearted Lady

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Post by Downhearted Lady » Mon Oct 14, 2013 6:36 pm
How long is a piece of string>

Start shaking the apple trees and see what happens.
Final Payment made Nov 2012 after 72 months
C of C received - 18/10/2013 - + 11 months
NOW Debt Free woo hoo
GT are still a joke
 
 

kazzafunk

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Post by kazzafunk » Mon Oct 14, 2013 9:22 pm
I would ask Varden Nuttall to tell you who they think you have PPI with and why they think it was mis-sold.

The whole PPI thing is getting very tiresome. Not every case is going to be mis-selling but it appears that this fact has been forgotten.

Time to stamp feet I think!
Kazza

Please visit my blog:
http://kazzafunk.blogs.iva.co.uk/

IVA completed 21/03/2012
 
 

MelanieGiles

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Post by MelanieGiles » Tue Oct 15, 2013 1:24 am
They will need to conclude their investigations, but they ought to be able to give you an anticipated timescale on this, and possibly they can issue you a completion certificate by taking an assignment of any further debts - so long as more have been identified.
Regards, Melanie Giles, Insolvency Practitioner
 
 

Jesah

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Post by Jesah » Fri Oct 18, 2013 9:10 pm
I have the same concern. I have three payments left to make, Simple Debt Solutions have had a substantial PPI contribution returned to them, however there are others which have been explored which I believe hold no PPI value per say. Can a C of C be issued if there are other PPI claims ongoing with no potential return? Some of these lenders who are being challenged don't even exist anymore (1st plus?). I'm concerned that there will never be full closure.
Thankyou to all for advice.

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