I think this is something we all did. I was always going to pay off other things. In reality I may well have paid some cards off but then ran them up again and then took out more loans.
I only blame myself.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I only blame myself too (well hubby too as we're as bad as one another). Now he's so frugal he's miserly! Me I still have my moments but all in all I've learnt a very valuable lesson. When I think back to what money we've had and blown I could cry but what's the point, move on and learn from it. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.