Hi, My wife and I completed our IVA Aug 2013 and have received our completion certificates. our 6 year point will be Aug this year. I was wondering if we would be considered for a first time buyer mortgage before Aug. We are hoping to buy a new build and use the help-to-buy equity scheme so in total 25% deposit. It would be great to get some advice on this as we are keen and excited about our new start.
Hi -- I would advise that you have a chat with a whole of market broker experienced in ex IVA'ers situations.
We have two on forum, Ryan and Shaun, who can be contacted via their details to be found under the "Ask a Question" button ( top left) and scrolling down to the Experts Details section.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014