Hi, I made my final payment with GT in Feb 2011, and haven't had my certificate

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artemischild

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Post by artemischild » Tue Mar 13, 2012 10:23 am
Ohh i see, just wondered why people finished in feb 2011 and it got caught up in the VAT issues, i thought it was before all that buisness.
IVA completion and certificate received 08/10/2012!!!
 
 

kallis3

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Post by kallis3 » Tue Mar 13, 2012 10:32 am
A lot of firms say it will take up to six months for closure anyway so perhaps it just got caught up at the wrong time. Not really sure.
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MelanieGiles

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Post by MelanieGiles » Wed Mar 14, 2012 12:20 am
In the time it is taking to close cases, IPs are having to do unnecessary annual reports which take just as long as to close the case - so I really don't understand things taking so long - that said I have a small backlog of cases to close right now, but none are over two months and we are getting round to them as quickly as we can.
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vince666

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Post by vince666 » Wed Mar 14, 2012 6:43 am
Mel, if a case stays open so long that another annual report is necessary, does the IP have to explain in that annual report why they have not closed the case?
Completion certificate received 31 March 2012.
 
 

kallis3

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Post by kallis3 » Wed Mar 14, 2012 8:37 am
I wasn't aware that if the case remained open twelve months after making your last payment that there would be another annual report.

Presumably this is to make sure you've not had any windfalls in the meantime?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
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orchid5

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Post by orchid5 » Wed Mar 14, 2012 9:11 am
I'm hoping to move in with my partner once my last payment has been made in September of this year, i'm hoping this isn't going to prevent that, this is a fiasco and no mistake.
Om shanti, namesté, good luck to all who are embarking on the IVA journey, it isn't always an easy one but the outcome is the best.

IVA COMPLETED August 2012, received Completion certificate 18.4.13.
 
 

artemischild

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Post by artemischild » Wed Mar 14, 2012 9:31 am
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Presumably this is to make sure you've not had any windfalls in the meantime?
...which is currently one of the biggest arguments at present, if its still being helkd up 1 year on and you do get a windfall etc should it be liable to be paid into the IVA if its 'completed'?!?!?
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orchid5

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Post by orchid5 » Wed Mar 14, 2012 2:39 pm
It does make you wonder Artemischild to be honest, i want to move in with my partner once my IVA is finished and that i'm hoping is in September, i have waited for nearly 2 years for this to happen and don't want anything to stop it from happening so fingers crossed that all concerned will have sorted this out once and for all. xx
Om shanti, namesté, good luck to all who are embarking on the IVA journey, it isn't always an easy one but the outcome is the best.

IVA COMPLETED August 2012, received Completion certificate 18.4.13.
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