Hi I completed my IVA and received my CC. How will I know all my debts have been cleared ?

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Mercdes

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Post by Mercdes » Fri Aug 19, 2016 9:17 pm
Hi I completed my IVA and received my CC more than 2 months ago. How will i know that all my creditors cleared me up with my debts.
 
 

Foggy

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Post by Foggy » Fri Aug 19, 2016 9:22 pm
You will get no contact from the creditors, just be assured, if they were included in the IVA ( as all unsecured creditors should have been) the debts are written off on successful completion of the IVA.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

luluj

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Post by luluj » Sat Aug 20, 2016 4:23 am
Your credit files will begin to clear and the balances will be amended. They will show on your credit record until the 6th anniversary of the default date before they get removed. For me as soon as the money has been distributed I started to see my records be amended by creditors - some were quicker than others though
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
 
 

Lisa Thomas

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Post by Lisa Thomas » Tue Aug 23, 2016 10:38 am
You might find this quick video I made about cleaning up your credit record useful:

https://www.youtube.com/watch?v=PV4RzUY4BRM

Noddle and Clearscore are also free credit agencies to consider using:

https://www.noddle.co.uk/
https://www.clearscore.com/
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
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