Hi I clearly need an iva but am petrified taking the step

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Tina Shortland

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Post by Tina Shortland » Tue Jan 24, 2012 11:38 am
Its a horrid set of emotions going from denial to scared, to down, to anxious but then at some opint (and not too long now) once you are back in control and protected the feelings turn to positive ones and you can feel freer to focus on everything else.

Keep those finges crossed...but remember to flex every so often!!!

Regards,
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.

If you’re looking for effective debt related information, articles and news, then go now to our on-line advice service at www.debtadvicetv.com

If you’re ready to ask us for specific advice or help, then get in touch at www.call-me.debtadvicetv.com so you can start to free yourself from the stress and anxiety of overwhelming debt.
 
 

Foggy

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Post by Foggy » Tue Jan 24, 2012 2:39 pm
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Tina S

Its a horrid set of emotions going from denial to scared, to down, to anxious but then at some opint (and not too long now) once you are back in control and protected the feelings turn to positive ones and you can feel freer to focus on everything else.

Keep those finges crossed...but remember to flex every so often!!!

Regards,
Excellent advice, Tina. I remember my time at the start -- took weeks to uncurl !!!![:o)]
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

recovering

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Post by recovering » Tue Jan 24, 2012 4:36 pm
I hope it goes quick now! got a letter today ...handwritten with a stamp on? Is it me or is that sneaky? I recognized postcode though
 
 

kallis3

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Post by kallis3 » Tue Jan 24, 2012 4:42 pm
I used to get one or two like that as well.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

recovering

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Post by recovering » Tue Jan 24, 2012 4:47 pm
It actually looks like an invitation ...really thick envelope ...! well I'm not going to open it, they are all aware of my situation
 
 

kallis3

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Post by kallis3 » Tue Jan 24, 2012 5:04 pm
It might be an invitation!!

I'd open it to make sure and then you can always bin it or send it off to.your ip.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

kazzafunk

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Post by kazzafunk » Tue Jan 24, 2012 5:28 pm
I'd open it with a lighter handy to burn it if it's nothing interesting!!

Just think another couple of months and you'll start getting letters suggesting your IVA may have been 'mis-sold' to you!!![;)]
Kazza

Please visit my blog:
http://kazzafunk.blogs.iva.co.uk/

IVA completed 21/03/2012
 
 

recovering

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Post by recovering » Tue Jan 24, 2012 8:03 pm
took a peek...saw "pre legal recovery"... stuck envelope back down ....would love to send back with " leave me alone" handwritten on it! Please help me believe this will be over soon
 
 

Foggy

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Post by Foggy » Tue Jan 24, 2012 8:09 pm
Pass it on the Mel, recovering, I am sure she will know what to do with it. Not long now.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

kallis3

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Post by kallis3 » Tue Jan 24, 2012 8:12 pm
I agree, send it to.Mel. its best not to.ignore the letters and she will be able to deal with them for you.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

kazzafunk

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Post by kazzafunk » Tue Jan 24, 2012 9:27 pm
Honestly recovering - you are nearly there. It is a horrid time. Send the letter on as the others have said and forget about it.
Kazza

Please visit my blog:
http://kazzafunk.blogs.iva.co.uk/

IVA completed 21/03/2012
 
 

recovering

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Post by recovering » Fri Jan 27, 2012 3:34 pm
9TH Feb..... am shaking!
 
 

shrews

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Post by shrews » Fri Jan 27, 2012 3:58 pm
Not long now then x
 
 

Foggy

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Post by Foggy » Fri Jan 27, 2012 4:02 pm
Won't be long coming, recovering ... hard I know, but try to put it from your mind, keep busy :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

recovering

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Post by recovering » Fri Jan 27, 2012 4:21 pm
Do I have to attend? I thought not but letter says to[xx(]
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