Anne - you need to discuss this with payplan. Don't wear yourself down with a DMP, if you're stretched after 3 months then its probably not going to work for you.
Choice1 if you cant have an opinion on a forum then where can you have one. Several people on these boards have voiced concerne over the fact that payplan appear to have a flawed method of selecting the correct path to sorting out debts. Several people also have started dmps when clearly an IVA or BR may be more suitable,but for some reason payplan didnt give this advice.
This forum can be a useful tool when trying to get your head around what the best way to debt freedom is,and only by people sharing opinion/thoughs can everyone get the information they need.
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
You need to have a chat with an IP and give him/her details of all your personal and financial circumstances and particulars. This you need to do as soon as possible as it appears that the DMP you are in is not right.
Visit www.iva.com for reviews on firms and practitioners and select one or two to have a chat with.
They will give you the appropriate advice and it is free.
Let us know how you get on.
By the way ivas4us thank you and you have articulated correctly and some posters have misunderstood what I was saying - certaininly I was not (nor would ever do) suggest anything wrong against moretolife. Thank you for your support.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
