Hi guys, I am not sure what to do for the best

Get expert opinion. This is the place for new questions to be posted.
20 posts Page 2 of 2
 
 

Steven Hewitt

User avatar
Industry Expert
Posts: 138
Joined: Fri Mar 16, 2012 12:45 pm
Location: United Kingdom

Post by Steven Hewitt » Thu Feb 28, 2013 2:42 pm
Hi Diane.65,

Whilst it's always best to maintain payments to your IVA any change in circumstance, which means payments are no longer affordable, must be taken into consideration.

Given your offer of a F&F to your creditors and the requirement for you to meet your mortgage payment I see no reason why, in this instance we couldn't consider delaying the payment until we know the outcome of your F&F proposal.

I've asked for your relationship Manager to give you a call and explain in detail how this would affect your IVA should your F&F be unsuccessful.

I'm sure we can get this sorted for you and fingers crossed we'll be posting good news come the 8th March!.

Thank you
Steven Hewitt - a member of the team at Freeman Jones
 
 

GilliB

User avatar
Posts: 656
Joined: Fri Mar 02, 2012 4:29 pm
Location: United Kingdom

Post by GilliB » Thu Feb 28, 2013 3:33 pm
Nice one Steve!! Lots of good luck Diane. Please let us know how it works out. x
IVA journey started: 30th March 2009. Settled: 17th July 2012. Completion Certificate received: 13th March 2013. Breathe. x
 
 

kev59

User avatar
Posts: 775
Joined: Thu Sep 22, 2011 8:03 am
Location: United Kingdom

Post by kev59 » Thu Feb 28, 2013 3:50 pm
When I put my F&F in I have missed two month after loss of job, for the same reson as yourself mortgage payments .
But my F&f was being offered from the sale of my flat.
it got a yes, as it was a better offer then if I had gone BR.
good luck for the 8th
IVA now over with and it was worth it.
now starting my life again,
 
 

Diane.65

User avatar
Posts: 22
Joined: Sat Nov 10, 2012 11:25 pm

Post by Diane.65 » Thu Feb 28, 2013 5:15 pm
Thanks Steven, much appreciated, fingers crossed for a good out come on the 8th, think its going to be a very long week.....
 
 

Broke of London

User avatar
Posts: 7761
Joined: Sun Sep 05, 2010 6:04 pm
Location: United Kingdom

Post by Broke of London » Thu Feb 28, 2013 8:46 pm
Good luck for your meeting on 8 March. Fingers, toes and everything crossed for you. xx
20 posts Page 2 of 2
Return to “Ask IVA Forum and Industry experts”