Hi Sherry - if it is a debt it should be included within your IVA proposal but if you are settling it the fact of that should also be stated in your proposal - put simply you may me preferring one particular creditor. What did your IP say? (and yes I am pleased you have told him) who is your IP?
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
