Hi All, so good to be able to read these forums

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kallis3

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Post by kallis3 » Mon Apr 18, 2011 8:12 am
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There's not long to go now Rich - I know how you feel though, I was on tenterhooks the day of my meeting, had the most awful butterflies.

I know it's easy for me to say now but try and stay calm - enjoy the sunshine!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Judo

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Post by Judo » Mon Apr 18, 2011 8:18 am
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Rich. I was a walking nightmare the day of my proposal. Practically wore holes in the floor with all the pacing around I did! The thoughts you are having have gone through all our heads at this stage in the process.
It is easier said than done, but try and relax, find something to occupy you for a bit. Perhaps get out in the garden and make the most of this unusually nice weather we're having!! All will be fine. x
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Skeef143

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Post by Skeef143 » Mon Apr 18, 2011 9:55 am
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I will be looking in to see how you've got on Rich - I know from my own experience that there isn't anything I can say right now that will make you feel any calmer, but I am thinking of you xx
Final payment 1st April 2016.
Completion Certificate received 19th May 2016.
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Rich

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Post by Rich » Mon Apr 18, 2011 9:55 am
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just sitting here waiting.... I hate this
"Always remember that the future comes one day at a time."
IVA completed . Just started a blog, if you get chance please take a look.
http://rich.blogs.iva.co.uk/
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MRBLUESKY

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Post by MRBLUESKY » Mon Apr 18, 2011 9:56 am
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Calm down Rich stay positive,theirs always a solution no matter what the outcome,I,m sure yours will be fine,youve just got butterflies,I was the same a bag of nerves and worried for nothing.You will be extactic in a hour or so.
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MRBLUESKY

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Post by MRBLUESKY » Mon Apr 18, 2011 9:59 am
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EXSTATIC [:D]
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Skeef143

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Post by Skeef143 » Mon Apr 18, 2011 10:20 am
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MRBLUESKY wrote:

EXSTATIC [:D]
or even ecstatic [:D]


(Sorry, Mr. Bluesky, I couldn't resist x )
Final payment 1st April 2016.
Completion Certificate received 19th May 2016.
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MRBLUESKY

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Post by MRBLUESKY » Mon Apr 18, 2011 10:29 am
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I was up early [:D]
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MRBLUESKY

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Post by MRBLUESKY » Mon Apr 18, 2011 10:31 am
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Or even Late.[:D]
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Rich

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Post by Rich » Mon Apr 18, 2011 10:52 am
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Thanks everyone for your support. Just had chairmens call... Accepted with slight modifications. I have been asked to cancel payments for my life insurance and put that money into my IVA. So Payments have increased by £27 per month. I will keep the life insurance going, but will have to cut back elsewhere. Feel ok, but bit tearful, strange coming from a man. Nationwide rejected, American Express wanted lots of changes so IP ended up rejecting them as I had 75 percent of others in agreement. Thanks everyone, I will continue to be part of this forum as it is great to talk to so many caring people. It has helped so much Love to you all Rich xxxxxx
"Always remember that the future comes one day at a time."
IVA completed . Just started a blog, if you get chance please take a look.
http://rich.blogs.iva.co.uk/
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ginger3232

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Post by ginger3232 » Mon Apr 18, 2011 10:57 am
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Congrat Rich - hope there is not to many bumps on thr debt free road.

Does seem crazy they reject Life insurance.

Dont worry about feeling tearful - it called "off loading the stress" :-)
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kat68

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Post by kat68 » Mon Apr 18, 2011 11:00 am
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congratulations!!
you must be feeling such relief.
its always good to see posts on here of iva's being accepted, i find it encouraging,knowing soon it will be my turn.
kat

IVA accepted 6th May 2011, Full and Final accepted 17th April 2012.
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Judo

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Post by Judo » Mon Apr 18, 2011 11:07 am
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Congratulations Rich! Well done. *Hug*

It makes no sense to me why they would wish somebody to cancel their life insurance! They do know why people have it don't they?!? Grrrr.
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Skeef143

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Post by Skeef143 » Mon Apr 18, 2011 11:11 am
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I'm so pleased for you Rich, and I felt exactly like you did, interspersed with thinking "YESSS!!!" Enjoy the rest of your day xxx
Final payment 1st April 2016.
Completion Certificate received 19th May 2016.
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Tina Shortland

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Post by Tina Shortland » Mon Apr 18, 2011 11:23 am
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Thats great new Rich and really good to hear you want to carry on posting - you'll be a great support for others and it will be good to hear how you're getting on.

Grown men do cry you know and the rollercoaster you all go on to get to this point, its absolutely not surprising at all - lots of emotions all mixed up together.


Happy celebrating and I look forward to hearing how the journey goes

:-)
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.

If you’re looking for effective debt related information, articles and news, then go now to our on-line advice service at www.debtadvicetv.com

If you’re ready to ask us for specific advice or help, then get in touch at www.call-me.debtadvicetv.com so you can start to free yourself from the stress and anxiety of overwhelming debt.
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