Hi all, I paid off my IVA early but creditors are still showing defaults.

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Deborah.18

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Post by Deborah.18 » Tue Jan 03, 2017 4:26 pm
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Hi all, I paid off my IVA early back in February 2016. Whilst the IVA on my credit files are showing as settled, the creditors are still showing each month as a default. Is this correct?
Also, I have written to one creditor via Recorded Delivery, twice now, to get the date of default amended as it is incorrect. I have received no acknowledgment and they have not amended the date of default. What should I do now?
Many thanks.
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Foggy

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Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom
Post by Foggy » Tue Jan 03, 2017 4:37 pm
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The defaults will show up to the 6th anniversary of the date of default, regardless of the state of the account or whether thr IVA completed early.

Have a quick read here:

http://www.iva.co.uk/what-does-an-iva-d ... dit-record
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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