Get expert opinion. This is the place for new questions to be posted.
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Glen.dj
- Posts: 1
- Joined: Sun Feb 24, 2013 10:27 am
Hi All, I have 15 months left of my IVA which started off at around £100 per month. With my overtime earnings spread across the length of the IVA my payments are now nearly £300 per month and I am struggling. I am looking to make a full and final settlement with the help of a friend and wondered if that was a good enough reason to put in my letter making the offer?
Many thanks
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Adam Davies
- Posts: 14596
- Joined: Thu Mar 29, 2007 12:21 pm
- Location:
Hi and welcome
I would offer your remaining base payments as a full and final offer, overtime can never be guaranteed so I don't think you need to factor this in.
Good luck
Andam Davies
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TheArtist
- Posts: 555
- Joined: Sat Nov 17, 2012 4:41 pm
- Location: United Kingdom
Welcome Glen. Based on your figures, you have around £4,500 to go. What will be your F&F? Also with such a short time to go have you nudged your IP into doing something about PPI. It may hurry your CC up.
Completed IVA - August 2012 pheeeeeeeeeew
Only my opinion - Nothing More Nothing Less