Hi All, I have 15 months left of my IVA and because i am struggling I wish to make F&F offer.

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Glen.dj

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Post by Glen.dj » Sun Feb 24, 2013 10:27 am
Hi All, I have 15 months left of my IVA which started off at around £100 per month. With my overtime earnings spread across the length of the IVA my payments are now nearly £300 per month and I am struggling. I am looking to make a full and final settlement with the help of a friend and wondered if that was a good enough reason to put in my letter making the offer?

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Adam Davies

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Post by Adam Davies » Sun Feb 24, 2013 3:21 pm
Hi and welcome

I would offer your remaining base payments as a full and final offer, overtime can never be guaranteed so I don't think you need to factor this in.

Good luck
Andam Davies
 
 

TheArtist

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Post by TheArtist » Mon Feb 25, 2013 9:46 am
Welcome Glen. Based on your figures, you have around £4,500 to go. What will be your F&F? Also with such a short time to go have you nudged your IP into doing something about PPI. It may hurry your CC up.
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