Help - not a good way to start Saturday!

[MelanieGiles]

You are doing nothing wrong - in fact you are doing an awful lot more than most bankrupts would do in terms of keeping the OR informed. Keep receipts for all of the additional expenditure, and trust me you will not be paying any more money over.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk

[Skippy]

I do sometimes wonder if I'm too honest for my own good!

Thanks everyone, you've all made me feel a lot better. I'll let you know what CW say on Monday when I speak to them.



Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

[Skippy]

An update - I phoned Clarke Willmott today and they told me that I received a letter that gets sent out to everybody who has a change in income. The very nice man told me to only pay what I can afford. I explained to him that when I move my expenditure will go up, but if the pay rise isn't taken I'll be ok, and if it is taken I'll have to ask for a reassessment. He then told me that if I need a reassessment to contact them and they will send me a new I & E form and then it's down to the OR.

To anyone who has an IPA, if it is collected by CW you'll be fine - they are very nice, approachable people.

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/