help needed befor 9.30am please!!

Moneystinks: Posts: 1555; Joined: Thu Apr 03, 2008 9:26 pm; Location: United Kingdom

by Moneystinks » Sat Apr 12, 2008 9:41 am

Congratulations one thing less to worry about. Who knows in a few months you may be able to sort your bit out. Hope you are feeling happier. x[:)]

rollercoaster: Posts: 158; Joined: Thu Feb 28, 2008 1:53 pm; Location:

by rollercoaster » Sat Apr 12, 2008 9:44 am

i am. and i am glad i found this site as we went through our journey, coz i know i would not have considered anything at all and just signed on the dotted line. Now i know we have taken the plunge with our eyes open.

Viki.W

Posts: 5647

Joined: Fri Feb 15, 2008 7:34 pm

Location: United Kingdom

by Viki.W » Sat Apr 12, 2008 10:09 am

Congratulations RC, try and relax at the weekend and not stress too much, I think you have made a good decision. v.w X

If you would like to talk to me about your debt problems, please visit:
http://www.vincentbond.com/about_us_Viki_Warbrooke.asp

olympic_torch: Posts: 1307; Joined: Mon Jan 08, 2007 12:59 am; Location:

by olympic_torch » Sat Apr 12, 2008 10:35 am

When we made enquiries, prior to IVA, we were told,
(by CCCS and DFD), based on our level of debt that we would be looking at approx £300 a month minimum, IVA was finalised at £220.

Aucto Splendore Resurgo.
IVA accepted May 2007.
Extended by 12 months in lieu of equity March 2012.
F+F offer accepted May 2012.
C of C received August 2012.
IVA dropped off credit file 24th May 2013.

Shining: Posts: 27019; Joined: Thu Sep 20, 2007 8:57 am; Location:

by Shining » Sat Apr 12, 2008 10:57 am

Pleased to read you have sorted this part of the process and wish you well in your next part of your journey

IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.

emma_t: Posts: 1833; Joined: Sat Sep 01, 2007 3:32 pm; Location: United Kingdom

by emma_t » Sat Apr 12, 2008 11:28 am

Hi rollercoaster

I am so glad that you gave it a lot of thought and didn't rush into agreeing the uplift, and you obviously think you can afford this extra sum of money.
I hope things settle and you can now sort out your DMP.

Good luck
Emma xx

Be positive & look after yourself, there are more important things in life than debts....

Best Wishes

Emma x

rollercoaster: Posts: 158; Joined: Thu Feb 28, 2008 1:53 pm; Location:

by rollercoaster » Sat Apr 12, 2008 11:50 am

big thanks to everybody, and i will keep u all up to date on developments. i knew that i would find it easier to budget as i grew up in a low income family but knew OH would find it harder and thought i would have to constantly nag him. however this morning we just went to look at shed that was advertised for free in the local newspaper as my youngest wants one for his birthday. My OH would never have entertained the thought of getting something for free in the past, but he was more enthusiastic than our son, and was planning how he was going to decorate it for him using offcut carpet and left over paint. think we gonna be ok.

chris.g: Posts: 2102; Joined: Thu Oct 25, 2007 10:38 pm; Location: United Kingdom

by chris.g » Sat Apr 12, 2008 1:15 pm

Pleased you all seem to be adapting well. It becomes a challenge getting things cheaper or even better, free.....
Take care RC, xx

It's nice to be back......

barbara.worthington: Posts: 136; Joined: Tue Mar 11, 2008 7:25 pm; Location:

by barbara.worthington » Sat Apr 12, 2008 1:51 pm

SO GLAD YOU HAVE COME TO A DECISION YOU FEEL RELATIVELY HAPPY WITH AND YOU CAN NOW GET YOUR DMP SORTED

GOOD LUCK AND HOPE YOUR SON LOVES THE SHED AND WILL HAVE HOURS OF FUN IN IT - I AM SURE HE WILL

BARB[:)]