Help!!! HSBC have frozen my bank account. I have not eaten since Friday

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in-a-mess-indeed

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Post by in-a-mess-indeed » Mon Jan 07, 2013 9:26 am
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They really should have made sure your account was already set up Emma, I hope you call them this morning and inform them what has happened, tell them due to the proposal being sent before your account was set up they have frozen your money, can they call them and help you get something to live on.
Took The plunge and made the call, changed our family life and we have never been happier. Debt free and wont go back..... IVA was by far the best thing we ever did to teach us the real value of Family and money
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Emma.24

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Post by Emma.24 » Mon Jan 07, 2013 3:27 pm
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I might get it back because it was not over drawn and not part of iva! I won't hold my breath
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Niobe

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Post by Niobe » Mon Jan 07, 2013 3:56 pm
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They may well be using this to offset against your loan with them which they are entitled to do prior to the IVA being agreed.
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Emma.24

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Post by Emma.24 » Mon Jan 07, 2013 4:00 pm
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I could cry :(
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in-a-mess-indeed

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Post by in-a-mess-indeed » Mon Jan 07, 2013 4:07 pm
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Did you manage to speak to your IVA company Emma and ask for their help/input as they seem to be partly to blame here. If they had waited a little longer or even asked you first...
Took The plunge and made the call, changed our family life and we have never been happier. Debt free and wont go back..... IVA was by far the best thing we ever did to teach us the real value of Family and money
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Shining

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Post by Shining » Mon Jan 07, 2013 4:12 pm
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Emma, how are you managing now for food? It's a horrid situation but you must be able to eat. We may have some suggestions if you're still struggling for food
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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Emma.24

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Post by Emma.24 » Mon Jan 07, 2013 4:13 pm
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Thank you, I will be ok. I have cereal.
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in-a-mess-indeed

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Post by in-a-mess-indeed » Mon Jan 07, 2013 4:16 pm
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Is there a food bank near you Emma? You may be able to get something to tide you over for the weeks to come with their help?
Took The plunge and made the call, changed our family life and we have never been happier. Debt free and wont go back..... IVA was by far the best thing we ever did to teach us the real value of Family and money
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Emma.24

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Post by Emma.24 » Mon Jan 07, 2013 4:21 pm
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I d feel a bit like dispair. I know there are worst things in life but sometimes I think is it worth it!
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Shining

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Post by Shining » Mon Jan 07, 2013 4:32 pm
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Emma I was going to suggest a food bank too, they are for genuine cases of hardship and I consider this to be a genuine case. Do investigate. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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Shining

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Post by Shining » Mon Jan 07, 2013 4:33 pm
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I'm in Lincolnshire so if you're anywhere near me I'll feed you, not saying it'll be the best you've ever had but it's food and wholesome. xx
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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in-a-mess-indeed

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Post by in-a-mess-indeed » Mon Jan 07, 2013 4:34 pm
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how about family Emma anyone that can help out just so you eat ok and keep your strength up and dont get unwell?
Took The plunge and made the call, changed our family life and we have never been happier. Debt free and wont go back..... IVA was by far the best thing we ever did to teach us the real value of Family and money
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Emma.24

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Post by Emma.24 » Mon Jan 07, 2013 5:41 pm
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Yes will try! Life seems bleak in this situation. I am hoping it will get better :) x thank you for everyones comments.
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12 months to go

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Post by 12 months to go » Mon Jan 07, 2013 5:57 pm
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im thinking of you emma and hope something works out for you soon

Lesley what a kind person you are to make such a genuine offer
Last payment made April 2012
Certificate received 1st Nov 2012
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Emma.24

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Post by Emma.24 » Mon Jan 07, 2013 6:00 pm
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Thank you.
Lesley's offer is probably the kindest thing that anyone has offered to do.
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