hello

[flumpy dog]

hello i hope everyones well xxx

[Shining]

Hi there, lovely to hear from you, I am fine, how are you? x

[flumpy dog]

not very good im afraid lots of problems at mo. i feel like a stranger here now my own fault thanx for saying hi xxx[:(]

[Shining]

We'll always be here FD whenever you're ready to pop in and out and it goes without saying you'll always be more than welcome.

Sorry to hear you've lots of problems. Remember the forum is always here for you {{hug}}

[flumpy dog]

thankyou that means a lot xx

[kazzafunk]

Hey FD - if you have probs it doesn't matter how long you've been away. Welcome back. Can we help in any way?

[flumpy dog]

hey sweetie i dont think so somethings gone badly wrong [:(]

[kazzafunk]

Not good FD. Hope it can be sorted? Want me to wish on a shooting star tonight?

[flumpy dog]

yes please [:(][:(][:(][:(]

[kazzafunk]

Consider it done! Hope all works out ok anyway - you know where we are if you want a rant, moan, or just cheering up.

[flumpy dog]

thankyou xx im not in a good way [:(][:(][:(][:(][:(][:(]

[kazzafunk]

If you want to share - ask Jan for my email address - I'm a good listener.

[flumpy dog]

thanx sweetie xx ive just made a huge mistake and noone can help xx but i sooo appreciate your offer xxxxxx[:(][:(][:(][:(][:(][:(]

[kazzafunk]

FD - is it to do with the IVA? Or personal? Nothing in life is non-repairable - remember that. Even in the bleakest times, there will be a light that flickers and guides you through. (that sounds a bit religious - I'm not by the way - just a bit of a pagan!!)

[flumpy dog]

im very scared-to do with my iva [:(][:(][:(][:(][:(][:(]
ok here goes. my sister got diagnosed with cancer last year-still dont know what it is but its really bad. ive had so much stress over this i did the most stupid thing because she neede help and missed last months payment. until now everthings been good ive always paid on time but she was in a such a bad way and the worst bit was i didnt tell my ip.
anyway they emailed and i explained the reason and waiting for a reply because the person was on holiday.

ive been in despair and will make this up becuase i have small bit of ot coming up but i feel ashamed embarrassed like an idiot sorry xxx[:(][:(][:(][:(][:(][:(][:(][:(][:(][:(][:(][:(]