Hi, I wish I had found this site a couple of years ago, still better late than never!
We are 27 months into our IVA and it's been a struggle, but it is getting better. We still have bad months, unexpected things to pay for etc. But with a little sideways thinking we have managed to cope so far.
We grow our own veg, make jam and I cook the majority of things from scratch, not because I'm a domestic goddess but because it's cheaper.
My hubby is feeling down at the moment, he is fed up with struggling, but it's not like we have a lot of options.
He can sleep round the clock and I am up till the early hours most days.
Stress effects everyone in different ways!
Keep calm and carry on
IVA finished & completion certificate received!